Biashara Plus Loan

Loan Purpose:

Biashara Plus Loan is a credit facility that is designed to enable business entrepreneurs to cater for their working capital requirements as well as improve their cash flow position. It is available for business persons involved in trading and merchanting businesses e.g general shops, hardware stores, exporters and importers etc

Loan Size [Min. – Max.]:

  • Minimum Ksh50,000
  • Maximum Ksh2,000,000


  • Title Deeds,
  • Log Books,
  • Lien on Fixed Deposits,
  • Lien on shares of listed companies

Access Requirements:

  • Existence of already established business – at least one year old.
  • To open and maintain a Sumac MFB current/Savings account
  • ID and PIN certificate copies
  • 2 Passport size colour photographs
  • Six months certified bank statements
  • Evidence of emerging need e.g LPOs, LSOs, Invoices etc.

Processing Time:

Approval within 48 hours