Who We Are

Sumac Microfinance Bank Ltd is a Microfinance institution based in Kenya, with branches all over the country. We are a fully fledged bank that is regulated by the Central Bank of Kenya to take deposits and to provide credit to customers.

What We Offer

Some of our products include Accounts, Loans, Trade Finance, Forex, Bancassurance and Mobile Banking. We have a branch network covering parts of Kenya, with a platform for mobile banking for clients who can’t reach our branch network. We are here to serve you, and to empower businesses around the country as our primary goal. That is why our goal is “Empowering Businesses and Livelihoods”.

Our Mission

As a Microfinance Bank, we seek empower businesses to become successful enterprises and a model of prudent management of finances for a sustainable development objective and cause.

 Our mission is therefore, “To provide financial solutions that transform businesses and livelihoods and impact lives”.


Our Vision

To be the Bank of Choice in Kenya.


Our Core Values

Our core values include the following key pillars;


We will maintain respectful relations with customers, partners, suppliers, employees and communities.


We will work collaboratively with our employees, partners, suppliers and customers to solve problems and achieve goals.


We are committed to acting at all times with honesty, fairness, accountability, transparency, ethically and above board in all our operations.


We will perform our roles with purpose, pride, and a positive attitude.


We will pursue an open door policy and communicate all relevant information to stakeholders without prejudice.


Customers Empowered

Kes 2 billion+

Customer Rating

Our Success Stories

These are some of the views from our clients and customers who have over time interacted with our products our services, and we are happy to let them speak on our behalf on their experiences relating with us.

“Since I started dealing with Sumac I have found the staff very efficient and understanding, they listen to customers issues and try to solve them professionally. The terms and conditions for loans are also reasonable and the interest rates affordable. The time it takes to process loan application is also short and convenient to customers. I recommend that you open more Branches countrywide so that more customers can access your services and products.


Sospeter Njaungiri

Nairobi, Kenya

“I have been your customer for the last two years. I have benefited a lot from your financial assistance. The loan has assisted me to sort out some urgent matters. Your interest rate is quite reasonable.Your processing time is also very fast. I really appreciate and feel part of you; I would not hesitate to recommend you to any other needy person.

Thank You for your support.”

Joseph Mwaniki Kiaraho

Central, Kenya

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