Biashara Dhabiti Loan

Loan Purpose:

Biashara Dhabiti Loan is a credit facility that is designed to enable business entrepreneurs to cater for their working capital requirements as well as improve their cash flow position. This product targets all business persons involved in transportation and distribution of goods, specialized services like construction, sinking bore holes, car hire, farmers, etc.

Loan Size [Min. – Max.]:

  • Minimum Ksh50,000
  • Maximum Ksh2,000,000


  • Title Deeds,
  • Log Books,
  • Household Chattels,
  • Business stocks/Equipment,
  • Dairy cows,
  • Lien on Fixed Deposits,
  • Lien on shares of listed companies

Access Requirements:

  • Existence of already established business – at least one year old.
  • To open and maintain a Sumac MFB current/Savings account
  • ID and PIN certificate copies
  • 2 Passport size colour photographs
  • Six months certified bank statements
  • Evidence of emerging need e.g LPOs, LSOs, Invoices etc.

Processing Time:

Approval within 48 hours