Agribusiness Insurance Products

These insurance products are in the form of;

  • Livestock Insurance
  • Crop Insurance
  • Farm Machinery & Equipment Insurance

We know livestock rearing varies greatly in size, type and needs. With that in mind, we offer customizable insurance solutions for livestock farming, tailored to each operation, whether it involves dairy cattle, beef cattle, poultry, pigs, sheep or goats.

Equally, we know that crop farming varies greatly in size, type and needs. With that in mind, we offer customizable insurance solutions for crop farming, tailored to each operation, whether it involves wheat, maize, barley, rice, tea crop, coffee, sugarcane, tobacco, all horticultural crops, floriculture or tree crops.

 The compensation

This cover ensures you are compensated for damage to crops arising from; hail storm, fire, drought, excessive rainfall frost damage, flooding and lightening.

 It also covers;

  • Accidental death due to lightening, internal and external injury on location or in transit, Fire, Windstorm, Snake bites, flooding.
  • Diseases of terminal nature.
  • Emergency slaughter on a Vets advice.
  • Calving complications.
  • Theft of Livestock.
  • Epidemics.

 As per policy

  • With our crop insurance, you have greater access to agriculture credit because financing institutions accept a crop policy document as an alternative form of security.
  • In case of a calamity that results to a loss, neither you nor your financier suffers because we compensate for that loss.
  • Also covers farm assets and equipment including green houses and irrigation facilities.
  • You also get to have a greater access to livestock improvement loans.

These products are underwritten by leading insurance firms and sold by Sumac Insurance Agency Limited [SIAL].