Area Yield Index Insurance [AYII]

A seasonal cover for crop yield shortfall below the historical average yield in a unit area of insurance [UAI].


It can only be for a particular crop within a defined area of homogeneous production. Payout is based on a crop cutting exercises results done at the end of the harvesting period.


Cover for all kinds of crops, assured stability of many farmers in one location, affordable, improved financial management and peace in knowing there is a safety net for unexpected loss and associated costs.