Exclusions for our Motor Vehicle Insurance Cover
Risks not covered in our Motor Insurance cover are:
- Own death or injury
- Damage to tyres unless the motor vehicle is also damaged
- Consequential Loss/ Depreciation/ Wear and Tear
- Loss outside the geographical area
- Loss due to cheating
- Influence of alcohol
- Use of motor vehicle for unlawful purpose
- Damage caused by overloading/strain
Exclusions for Motor Cycle Insurance
The risks not covered under our motor cycle insurance are:
- Loss of personal effects
- Personal accident cover
- Use in connection with motor trade
- Racing
- Use for carriage of passengers for hire/reward
- Consequential loss
- Loss/Damage to accessories/ spare parts by theft unless motorcycle is also stolen
- Damage to tyres
- Depreciation Wear and Tear
- Mechanical and electrical breakdowns
- Loss of use
