This is a funeral cover that helps families manage the burden of meeting funeral expenses. This covers the principle member their spouse and 4 children. Additional nuclear members, parents and parents in law can be included at an extra premium. The policy has an age limit is 75 years.
The policy is suitable for individuals, families and groups.

2. Education/Endowment policy

This is a product designed to save school fees for a child by providing anticipated contributions during a pre-specified term of the cover. A maturity benefit is paid to the insured at the end of the policy term. It covers the parent against death, permanent disability, critical illness, personal accident and funeral expenses.

3. Credit life Insurance

This policy is designed to cover a borrowers debt in case the borrower dies or is permanently disabled.
The policy is suitable for Banks, Lending groups, Sacco’s etc.

4. Group life assurance

This is a single contract cover for an entire group of people. Typically the policy holder is the employer who covers the employees or members of the group while in service in accordance to the benefits specified in the policy.
The policy is suitable for all employers.

5. Personal accident

This policy is designed to cover accidental death or bodily injury to the insured. This policy benefits are paid in case of death, disability, medical expenses and funeral expenses as a result of an accident.
The policy is suitable for individuals, families and groups.

6. Mortgage protection

This policy is designed to cover borrowers in the event of death or permanent disability within the mortgage repayment period.
The policy is suitable for all customers taking mortgage loans.

7. Pensions

This is a savings product designed to provide an individual with an income at old age when they are no longer earning a steady income.

These products are underwritten by leading Insurance firms and sold by Sumac Insurance Agency Limited [SIAL]